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Massachusetts: Rental Application and Tenant-Screening Fee Requirements

verified against the statute 2026-07-21 2 statute sources

The short answer

A Massachusetts lessor or the lessor's agent may not require a prospective tenant to pay an application, processing, credit-check, background-check, or screening fee to the lessor or agent. At or before the tenancy begins, the only payments they may require to themselves are first month's rent, last month's rent, a security deposit, and key-and-lock cost, subject to the statute. The statute does not decide a report an applicant buys directly from an independent reporting company.

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This is the general rule in Massachusetts. Ezel applies current Massachusetts law to your specific facts and answers with citations to the statutes.

Pending legislation could change this.
MA H 5301 (194th General Court, 2025-2026) (Reported favorably by the Joint Committee on Housing and referred to House Ways and Means on March 26, 2026; the official bill page shows no later action as of July 26, 2026): Extend the payment-list restriction expressly to owners and real estate brokers as well as lessors and agents, and add treble excess-charge damages, court costs, and reasonable attorney fees for a tenant or prospective tenant track it
MA S 984 (194th General Court, 2025-2026) (Reported favorably by the Joint Committee on Housing and referred to Senate Ways and Means on December 8, 2025; the official bill page shows no later action as of July 26, 2026): Extend the payment-list restriction expressly to owners and real estate brokers as well as lessors and agents, and add treble excess-charge damages, court costs, and reasonable attorney fees for a tenant or prospective tenant track it
Governing law and coverageMass. Gen. Laws ch. 186, § 15B(1)(b), (9); residential lessors/agents and prospective tenants; vacation/recreation tenancies of 100 days or less excluded
Fees allowed or prohibitedApplication, processing, credit-check, background-check, and screening fees paid to the lessor or lessor's agent are outside the four permitted charges (§ 15B(1)(b))
Maximum charge and adjustment$0 to the lessor or lessor's agent for an application/screening charge; § 15B does not price a report bought directly from an independent provider
Permitted costs and charge timingAt or before tenancy, lessor/agent may require only first rent, last rent, security deposit, and key/lock cost; no screening-cost pass-through to them (§ 15B(1)(b))
Before-screening disclosuresNo special statewide vacancy, screening-criteria, report-source, or dispute-right disclosure in § 15B
Receipt, report copy, and refundNo application-fee receipt, screening-report-copy, unused-fee, or denial-refund process in § 15B; the charge itself may not be required by the lessor/agent
Applicant-supplied or reusable reportsNo applicant-supplied, portable, or reusable tenant-screening-report procedure in § 15B
Application order and adverse actionNo first-in-order, first-qualified, single-application, or state application-denial notice procedure in § 15B
Remedies and stronger local rulesConflicting lease terms and waivers are void (§ 15B(8)); no application-fee-specific damages or local-preemption clause in § 15B

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Massachusetts's statewide payment rule

Mass. Gen. Laws ch. 186, § 15B(1)(b) controls what a residential lessor or the
lessor's agent may require a tenant or prospective tenant to pay to the lessor
or agent at or before the tenancy begins. The list is limited to first month's
rent, last month's rent, a security deposit subject to the statute, and the
purchase and installation cost of a key and lock. An application, processing,
credit-check, background-check, or tenant-screening fee paid to the lessor or
agent is not on that list.

The payee language matters. Section 15B(1)(b) bars the lessor or agent from
requiring an extra payment to the lessor or agent. It does not itself set a
price or procedure for a consumer report that the applicant independently buys
directly from a reporting company rather than paying the lessor or agent.

Section 15B contains no separate screening-criteria disclosure, report-copy,
portable-report, application-order, state adverse-action, or application-fee
refund process. Mass. Gen. Laws ch. 186, § 15B(8) makes a conflicting lease
term or prospective-tenant waiver void and unenforceable. Under Mass. Gen. Laws
ch. 186, § 15B(9), the section does not apply to a vacation or recreational
tenancy lasting 100 days or less.

What trips people up

A third-party report purchase is not the same payment described in the
statute.
The current text targets an amount required by the lessor or agent
and paid to the lessor or agent. It should not be stretched into an unstated
dollar cap for an applicant's independent transaction with a reporting company.

The fee-in-lieu language concerns a security deposit. Section 15B(1)(b)(iii)
allows the housing office to authorize an optional fee in lieu of a security
deposit through regulations. That is outside this survey and does not authorize
an application or screening fee.

The rule changed in 2025. The current payee wording took effect August 1,
2025. H 5301 and S 984 remain live proposals that would expressly add owners and
real estate brokers to the restricted persons and create a treble-damages
remedy for excess charges.

Common questions

May a landlord charge a $25 application fee? Not if the prospective tenant
must pay it to the lessor or the lessor's agent. It is outside § 15B(1)(b)'s
permitted list.

Does the landlord have to accept a credit report I already have? Section
15B creates no applicant-supplied or reusable screening-report procedure.

Does the same rule cover a short vacation rental? Not when the lease,
rental, occupancy, or tenancy is for a vacation or recreational purpose and
lasts 100 days or less; § 15B(9) excludes it.

Statutes and sources

  • Mass. Gen. Laws ch. 186, § 15B(1)(b) — permitted payments to a lessor or
    the lessor's agent at or before commencement.

    No lessor or agent of the lessor may require a tenant or prospective tenant
    to pay, to the lessor or to an agent of the lessor, any amount in excess of
    the following ...

Official source: https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15b (accessed 2026-07-21)
- Mass. Gen. Laws ch. 186, § 15B(8)-(9) — nonwaiver and short vacation-
tenancy exclusion.

Any provision of a lease which conflicts with any provision of this section
and any waiver by a tenant or prospective tenant ... shall be deemed to be
against public policy and therefore void and unenforceable.

Official source: https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15b (accessed 2026-07-21)

Source links

Every statute quoted above, linked, with the date we checked it.

Mass. Gen. Laws ch. 186, § 15B(1)(b) · accessed 2026-07-21
This page is general legal information about Massachusetts residential rental-application and tenant-screening charges, not legal advice about a particular application, report, denial, or property. The result can depend on who owns or manages the property, the housing program, the fee's actual purpose, the unit's availability, when and how the application is considered, what the applicant supplies, and city or town law. It does not cover security or holding deposits, broker commissions, recurring tenancy fees, or whether a landlord's substantive credit, criminal-record, eviction-record, income, or other screening criterion is lawful. Federal consumer-reporting and fair-housing duties may apply in addition to Massachusetts law. Verified against the official statute text on the date shown; confirm the current state and local rules or consult a licensed Massachusetts attorney before collecting, paying, or disputing a charge.

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