Comprehensive Chapter 7 Bankruptcy Petition Package
United States Bankruptcy Court – District of Idaho

[// GUIDANCE: This master template is designed for use by licensed attorneys preparing a voluntary Chapter 7 petition in the District of Idaho. It consolidates (i) the core Official Bankruptcy Forms, (ii) Idaho-specific exemption schedules, and (iii) local-rule compliance items into a single, court-ready document set. Counsel should update form numbers and language whenever the U.S. Courts publish revisions, confirm all dollar amounts against the current federal and Idaho adjustment tables, and remove bracketed guidance notes prior to filing.]

TABLE OF CONTENTS

I. Document Header & Voluntary Petition (Official Form 101/201)
II. Definitions
III. Operative Provisions (Request for Relief)
IV. Representations, Warranties & Certifications
V. Covenants & Continuing Duties of Debtor
VI. Default, Objections & Remedies
VII. Risk Allocation & Disclaimers
VIII. Dispute Resolution & Jurisdictional Statements
IX. General Provisions
X. Execution Block & Attorney Verification
XI. Supplemental Schedules & Exhibits
 A. Schedule A/B – Property
 B. Schedule C – Idaho Exemptions
 C. Schedules D–H – Creditor & Co-Debtor Listings
 D. Summary of Assets & Liabilities
 E. Statement of Financial Affairs (SOFA)
 F. Statement of Intention (Form 108)
 G. Means Test Forms 122A-1, 122A-1Supp & 122A-2
 H. Payment Advices Cover Sheet (Local Form)
 I. Certificate of Credit Counseling
 J. Creditor Mailing Matrix
 K. Trustee Production Checklist (District of Idaho)

I. DOCUMENT HEADER & VOLUNTARY PETITION

UNITED STATES BANKRUPTCY COURT
DISTRICT OF IDAHO

In re: Case No.: [____]
Chapter 7
[Debtor Full Legal Name],
[Joint Debtor Full Legal Name, if any], VOLUNTARY PETITION
FOR INDIVIDUALS/NON-INDIVIDUALS
Debtor(s). UNDER CHAPTER 7

1. Petition Date: [MONTH DAY, YEAR]
2. Debtor Address: [STREET, CITY, STATE ID, ZIP]
3. County of Residence / Principal Place of Business: [____]
4. Debtor EIN/SSN (last four digits): [_] / [_]
5. Nature of Debtor (check one): ☐ Individual ☐ Corporation ☐ Partnership ☐ LLC
6. Attorney of Record: [NAME, BAR NO., ADDRESS, PHONE, EMAIL]

[// GUIDANCE: For a non-individual debtor, substitute Official Form 201; update section numbering accordingly.]

II. DEFINITIONS

The following capitalized terms are used throughout this Petition Package:
“Bankruptcy Code” – Title 11 of the United States Code.
“Bankruptcy Court” – The United States Bankruptcy Court for the District of Idaho.
“Debtor” – The individual or entity identified in the Voluntary Petition.
“Petition Date” – The date this Petition is filed with the Clerk of the Bankruptcy Court.
“Trustee” – The Chapter 7 panel trustee appointed under 11 U.S.C. § 701.
“341 Meeting” – The meeting of creditors required by 11 U.S.C. § 341(a).
“Automatic Stay” – The injunction arising under 11 U.S.C. § 362 upon filing.
“Idaho Exemption Statutes” – Idaho Code §§ 11-601 et seq. (as amended).
“Local Rules” – The Local Bankruptcy Rules for the District of Idaho (“LBR”).

III. OPERATIVE PROVISIONS (REQUEST FOR RELIEF)

1. Relief Requested. Pursuant to 11 U.S.C. §§ 301 & 302, the Debtor hereby commences a voluntary case under Chapter 7 and requests the entry of an order for relief.
2. Jurisdiction & Venue. This Court has jurisdiction under 28 U.S.C. §§ 157 & 1334, and venue is proper in the District of Idaho under 28 U.S.C. § 1408.

IV. REPRESENTATIONS, WARRANTIES & CERTIFICATIONS

Debtor, by signing below and in each attached form, represents, warrants and certifies that:
1. Completeness. All information provided is true, correct, and complete to the best of the Debtor’s knowledge, information, and belief.
2. Credit Counseling. Debtor received credit counseling within 180 days pre-petition in compliance with 11 U.S.C. § 109(h) and attaches the Certificate of Credit Counseling.
3. Prior Bankruptcy. ☐ Debtor has / ☐ has not filed bankruptcy within the last eight years. If yes, details are disclosed in Part 5 of the Petition.
4. Payment Advices. Debtor has attached all payment advices or a statement of their absence as required by 11 U.S.C. § 521(a)(1)(B)(iv) and LBR 1007-1.
5. Tax Returns. Debtor will provide to the Trustee copies of the most recent federal and state income tax returns at least seven days before the § 341 Meeting (11 U.S.C. § 521(e)(2)).
6. Means Test Accuracy. All current monthly income and expense disclosures contained in Forms 122A-1/2 are true and correct.

[// GUIDANCE: Non-individual debtors should include a board or member resolution authorizing the filing and designate the natural person signing on behalf of the entity.]

V. COVENANTS & CONTINUING DUTIES OF DEBTOR

1. Cooperation. Debtor shall cooperate fully with the Trustee, the U.S. Trustee, and the Bankruptcy Court, including timely appearing at the § 341 Meeting and any continued sessions.
2. Document Production. Debtor shall furnish all documents requested by the Trustee, including but not limited to tax returns, bank statements, titles, and appraisals, within seven days of request.
3. Change of Address. Debtor shall file a notice of any change of address within 14 days per FRBP 4002(a)(5).
4. Property of the Estate. Debtor shall not transfer, encumber, or conceal estate property without Court authority once this petition is filed.

VI. DEFAULT, OBJECTIONS & REMEDIES

1. Denial of Discharge. False statements or concealment of assets may result in denial or revocation of discharge under 11 U.S.C. §§ 727(a) & 727(d) and may constitute a federal crime (18 U.S.C. §§ 152–157).
2. Dismissal for Abuse. The U.S. Trustee may move to dismiss under 11 U.S.C. § 707(b) if the filing is presumed abusive.
3. Objections to Exemptions. Any party in interest may object to claimed exemptions under FRBP 4003(b).

VII. RISK ALLOCATION & DISCLAIMERS

1. Indemnification. Not applicable; bankruptcy petitions are statutory pleadings.
2. Limitation of Liability. Debtor seeks a discharge pursuant to 11 U.S.C. § 727, subject to the exceptions enumerated in 11 U.S.C. § 523.
3. Force Majeure. Statutory duties under 11 U.S.C. § 521 are mandatory and not excused by force majeure.

VIII. DISPUTE RESOLUTION & JURISDICTIONAL STATEMENTS

1. Governing Law. This petition is governed by the Bankruptcy Code, the Federal Rules of Bankruptcy Procedure, and the Local Rules of the District of Idaho.
2. Forum Selection. Exclusive jurisdiction lies with the United States Bankruptcy Court for the District of Idaho; arbitration is unavailable.
3. Jury Waiver. Jury trials in core bankruptcy matters are generally unavailable absent District Court withdrawal of reference (28 U.S.C. § 157(e)).
4. Injunctive Relief. The automatic stay under 11 U.S.C. § 362 serves as injunctive relief upon filing.

IX. GENERAL PROVISIONS

1. Amendments & Supplements. Debtor may amend schedules and statements as of right before the case is closed under FRBP 1009(a).
2. Severability. If any provision of this Petition Package is invalid under applicable law, the remaining provisions shall remain in full force.
3. Integration. This Package, together with the Official Forms incorporated herein, constitutes the entire submission required to commence a voluntary Chapter 7 case.
4. Electronic Signatures. Permitted as provided in LBR 5005-1 and the Court’s CM/ECF Administrative Procedures.

X. EXECUTION BLOCK

/s/ [Debtor Name] Date: [____]
Debtor

/s/ [Joint Debtor Name] Date: [____]
Joint Debtor (if any)

/s/ [Attorney Name] Date: [_]
Attorney for Debtor
Bar No.: [_]
[Notary acknowledgement is not required for electronic filings; verify if filing on paper.]

XI. SUPPLEMENTAL SCHEDULES & EXHIBITS

The following schedules must be completed and filed contemporaneously. Official Form references are current as of June 2025.

A. Schedule A/B – Property

[PLACEHOLDER TABLE: List all real and personal property with current replacement values.]

B. Schedule C – Idaho Exemptions

[// GUIDANCE: Idaho opted out of federal exemptions under 11 U.S.C. § 522(b)(2). Cite Idaho Code §§ 11-605 (homestead), 11-605(3) (motor vehicle), 11-605(1)(b) (household goods), etc. Insert current dollar caps.]

C. Schedules D-H – Creditors & Co-Debtors

[PLACEHOLDER: Insert secured, priority unsecured, general unsecured, executory contracts, and co-debtor information.]

D. Summary of Assets & Liabilities

[Auto-populate totals from Schedules A/B and D-H.]

E. Statement of Financial Affairs (Official Form 107/207)

[PLACEHOLDER: Answer all 28 questions; provide income, transfers, lawsuits, business interests, etc.]

F. Statement of Intention (Official Form 108)

☐ Retain ☐ Surrender ☐ Redeem ☐ Reaffirm each secured debt itemized above.

G. Means Test Forms 122A-1 & 122A-2

[PLACEHOLDER: Insert six-month average income, household size, and deductions. If disabled veteran or non-consumer debt, complete Form 122A-1Supp.]

H. Payment Advices Cover Sheet (District of Idaho Local Form)

[Attach or state absence of pay stubs.]

I. Certificate of Credit Counseling

[Attach provider certificate dated within 180 days pre-petition.]

J. Creditor Mailing Matrix

[ASCII text file; one creditor per line; certify accuracy per LBR 1007-2.]

K. Trustee Production Checklist

1. Most recent two years of federal & state tax returns
2. 60 days of bank statements for all accounts
3. Recorded deeds & titles
4. Insurance policies (vehicle, home)
5. Business financials (if applicable)
6. Photo ID & proof of SSN for § 341 Meeting

[// GUIDANCE: File the Voluntary Petition, Schedules, SOFA, and Means Test simultaneously to avoid deficiency notices. Confer with the Clerk’s office for current filing fees and installment payment options under 28 U.S.C. § 1930(a)(1) and LBR 1006-1.]

END OF TEMPLATE – READY FOR ATTORNEY CUSTOMIZATION AND FILING