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DE June 1, 2012

What does Delaware AG Opinion 2012-06-01-attorney-generals-office-to-ho (Attorney General’s Office to Hold Foreclosure Open Houses June 4-9) say?

Short answer: Media Release Wilmington – Attorney General Beau Biden announced today that his office is sponsoring foreclosure open houses next week in locations statewide to assist homeowners who are behind on mortgage payments, facing foreclosure, or have questions about homeowner resources that are available....

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This page answers the general question as of 2012. Ezel answers yours: what it means for your facts, under current Delaware law, with citations.

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Official title

Attorney General’s Office to Hold Foreclosure Open Houses June 4-9

Source

Original opinion text

Media Release

Wilmington – Attorney General Beau Biden announced today that his office is sponsoring foreclosure open houses next week in locations statewide to assist homeowners who are behind on mortgage payments, facing foreclosure, or have questions about homeowner resources that are available. These free events, hosted by the Attorney General’s Foreclosure Prevention Office, will be held at the following times and locations:

Monday, June 4

2 – 4 p.m.

First State Community Action Agency

308 N. Railroad Ave., Georgetown

6 – 8 p.m.

NCALL Research, Inc.

363 Salisbury Rd., Dover

Tuesday, June 5

6 – 8 p.m.

Laurel State Service Center

31039 N. Poplar St., Laurel

Wednesday, June 6

12 Noon – 1 p.m.

City/County Building, Council Chambers, 1st Floor

800 N. French St., Wilmington

Saturday, June 9

9 a.m. – 12 Noon

Appoquinimink Library

651 N. Broad St., Middletown

1 – 3 p.m.

Woodlawn Library

2020 W. 9th St., Wilmington

Walk-ins are encouraged. No RSVPs are necessary.

“Our open houses are being offered to help consumers who have fallen behind on mortgage payments, are facing foreclosure, or having difficulty engaging with their lender in a meaningful conversation about their loan,” Attorney General Biden said. “We’re making sure that homeowners in communities across our state have an opportunity to meet with our knowledgeable staff to understand the foreclosure process, be aware of their rights, and have access to all of the assistance available to them.”

At each open house, staff from the Attorney General’s office will discuss the foreclosure timeline, provide tips on avoiding foreclosure scams, review state and federal programs for homeowners, and brief Delawareans on the national mortgage settlement and the ongoing federal review of 2009-2010 foreclosures. Additionally, staff may be able to assist homeowners who are having difficulty reaching their lender to discuss repayment options or other alternatives to foreclosure.

The office of foreclosure prevention and financial education was established last fall through legislation proposed by Attorney General Biden and Representatives Helene Keeley, John Kowalko, Robert Gilligan and Mike Ramone and Senator Bethany Hall-Long. Part of the Attorney General’s Consumer Protection Unit, this office is a key point of contact for consumers and is equipped to advise homeowners on their rights at every stage of the foreclosure process and direct them to available resources and information they need to make educated decisions.

Consumers can contact the Attorney General’s Office of Foreclosure Prevention and Financial Education at 1-800-220-5424.

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